Documents Required to Buy a New Car in India (2025 Checklist)

Documents Needed to Buy a New Car in India – 2025 Complete Checklist

Planning to buy a car in 2025? Here’s the updated checklist of documents required for car purchase, loan, registration, and insurance.

Buying a car involves several formalities, and being prepared with the right documents can make the process smooth and hassle-free. Whether you are buying it outright or on loan, certain KYC and registration documents are mandatory.

Here’s your complete 2025 checklist of all the documents you need to buy a new car in India.

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1. For Individual Buyers (Self-Purchase)

A. Identity Proof (any one):

• Aadhaar Card
• PAN Card
• Passport
• Voter ID
• Driving License

B. Address Proof (any one):

• Electricity Bill
• Passport
• Rent Agreement
• Aadhaar Card (if current)

C. Income Proof (if buying on loan):

• Salary slips (last 3 months)
• Form 16
• Bank statements (last 6 months)
• IT Returns (for self-employed)

D. Passport Size Photographs

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2. For Loan Applicants

• PAN Card (mandatory)
• Salary slips/ITR
• Employment Proof or Business Proof
• CIBIL Score & Report
• Signature Verification Document

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3. For Registration (RTO)

• Sale Certificate (Form 21)
• Roadworthiness Certificate (Form 22)
• Invoice from Dealer
• Valid Insurance Policy
• Address Proof
• Temporary Registration Certificate
• Copy of PAN Card/Form 60

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4. For Corporate/Company Car Purchase

• Certificate of Incorporation
• Company PAN Card
• Board Resolution/Authority Letter
• Authorized Signatory ID
• GST Number (if applicable)

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5. Optional but Useful Documents

• Old vehicle RC (in case of exchange)
• NOC from previous financer (if applicable)
• Form 35 (loan closure certificate for previous car)

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Final Checklist for Smooth Purchase

✅ Keep digital and physical copies ready
✅ Carry originals for verification
✅ Verify spelling and details to avoid RTO delays
✅ Make sure PAN is linked to Aadhaar for loan approval

Being well-prepared with documentation saves you time and gives you negotiating power. Bookmark this post as your go-to checklist when you visit the showroom in 2025.

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